When needing a method to manage finances or repair credit, you must look for the following topics in a book or through the individual who is counseling you.

Some of the topics of the discussion must be:

A. How to Avoid Collection, Evictions, Foreclosures and Judgment.
B. How to Credit Management and Repair.
C. What is and how Debt management-Reorganization work of benefit you?
D. How to overcome Fraud Protection and Identity Theft?
E. How to Obtaining the Best Credit Cards and Loans.
F. How to Recover from Bankruptcy.
G. How to Resolve Taxes owed and Tax-preparer scams
H. What are the Issues regarding Sub-Prime Interest rates.

There are other topics related to the issues of credit repair and credit management that you must look for.

Those are:

As far as your financial affairs are concerned, What to do before, during or after
A. engagement?
B. marriage?
C. separation?
D. divorce?
E. death of loved ones?