With the buy-now-pay-later mentality of today’s society, many people have fallen into the trap of bad credit. Because of the vastness of this group of prospective customers, it’s no wonder that most lenders now have programs in place for people with credit trouble. Because of the potential for higher interest rates, fees, and therefore profits, they view this as a very lucrative area of business to tap into. Consequently, bad-credit credit cards have become much more widely available.

Of course, these cards serve a very important purpose. Without a credit card, it’s almost impossible to rent a car or book a hotel room. And in many places, a personal check is still not accepted without a credit card to go along with it. Bad-credit charge cards can also be used to help rebuild a good credit profile and rating. Some of the better bad-credit cards with the most favorable terms are listed below:

Bad Credit	No Credit	Fair Credit
First PREMIER Bank Gold Visa®	First PREMIER Bank Centennial Gold MasterCard®	Capital One® Platinum: Credit That Needs Some Improvement
Bad Credit
Orchard Bank Platinum